Property insurers are involved in a fierce competition. The consumer is the smiling third party who can benefit from the large price differences. Research by Nora Helmer shows that consumers can save up to 200 euros a year.
Will your insurance expire soon? Then it is wise to see if you are cheaper elsewhere or can get better coverage. Nora Helmer has listed the various home insurance policies for you. National Housing Insurance came out as the cheapest. An average family already insures the household effects in large parts of the Netherlands for 55 euros a year.
For example, insurance for a family with two children and a household value of 49,000 euros in Amsterdam (zip code 1037) costs 84 euros per year with Univé and 110 euros per year with National housing insurance. However, Postbank charges 253 euros per year for the same family and Avéro Achmea even 287 euros per year.
In Alkmaar, the difference between a cheap and expensive home insurance policy is a maximum of 120 euros. In Leeuwarden, Goes and Eindhoven the difference even amounts to 140,145 and 147 euros respectively.
Property insurance in the provinces of Groningen, Friesland, Drenthe and also Zeeland are by far the cheapest. For just over five decades, a family there is insured for a year against theft and fire damage.
Price fighter often expensive
Postbank, which presents itself as a price fighter, is actually very expensive in various situations. Equipment is insured for a maximum of 5,000 euros as standard. Those who have expensive equipment at home will then soon have to rely on extra valuables insurance.
Switching is becoming easier
Switching from household insurer is becoming easier. There are even insurance policies that can be canceled at any time. Previously, it was not uncommon for such agreements to be fixed for five years.
Comparing household insurance is saving
Property insurance policies vary in premium, that is certain. So comparing your household insurance with almost all providers on the market is worthwhile. Moreover, making a comparison is a very quick and easy way to save a lot of money. Combine making the comparison with entering the household value meter and you are also insured against underinsurance.